NEW Social Security COLA Freeze! What Happens When They Eliminate This?
Social Security planning continues to evolve, and staying informed matters. A proposal introduced in 2026 has generated discussion around potential changes to future Social Security cost-of-living adjustments (COLAs) for certain beneficiaries. In this video, Certified Financial Planner Joe Franklin explains: • The details of the proposal • The potential impact on retirement planning • Five […]
Worried About Running Out of Time or Money? Waiting is a HUGE Mistake!
For decades, the traditional retirement strategy was relatively straightforward. Work hard, save consistently, pay off your home, and retire comfortably. Today, that strategy is being challenged. Higher inflation, rising insurance costs, elevated interest rates, and increased living expenses have forced many retirees to reconsider their plans. Some are delaying retirement, and other are returning to […]
Dave Ramsey Says All Debt is Terrible! Elon Doesn’t Agree – Here’s Why He’s Wrong!
Elon Musk vs Dave Ramsey on Debt: Whose Math is Better? Which Strategy is Best? In this video, Certified Financial Planner, Joe Franklin details the Buy, Borrow & Die Strategy followed by many billionaires including SpaceX founder Elon Musk. We compare this to Dave Ramsey’s Debt Snowball Method for getting out of debt and contrast […]
Worried About Running Out of Time or Money? 7 Hacks to Make the Best Use of Both!
The retirement playbook is changing due to rising interest rates, high inflation in retirement and skyrocketing insurance costs. In this video, Certified Financial Planner, Joe Franklin explores how downsizing, moving, decluttering and many other tax planning strategies can be used to ensure your retirement lasts longer than you do. We also review the 2026 long-term […]
Will Inflation Destroy your Retirement? Own These to Protect Yourself | If Your 401k Allows Them
Inflation is back, and many are asking: what is inflation, and how does it impact our investments? This video discusses the return of inflation and its effect on 401(k)s, highlighting why most cannot be protected. We explore the concerns around a global spending crunch due to rising bond yields and review historical data on inflation’s […]
New Social Security Bill in Congress: What Happens When They Eliminate This?
Could Congress Eliminate the Social Security Earnings Test? What Retirees Need to Know For many Americans nearing retirement, Social Security plays a major role in their financial plan. But one rule continues to create confusion and frustration for retirees who want to keep working while collecting benefits: the Social Security earnings test. Now, a proposed […]
Wealth Principles in Scripture vs The Millionaire Next Door: They Both Agree on This!
Many individuals appear to have it all together, but their bank accounts often tell a different story. This video explores the importance of building true wealth through consistent work and sound personal finance practices. Certified Financial Planner, Joe Franklin, discusses how cultivating success habits and a strong wealth mindset are crucial and delves into the […]
The Smart Order to Withdraw Retirement Income (And Why Most People Get It Wrong)
When it comes to retirement planning, most people focus on how much they’ve saved. But in reality, one of the biggest financial differences in retirement comes down to something far more strategic: The order in which you withdraw your income. Get this wrong, and you could unintentionally increase your tax bill, reduce your lifetime income, […]
Claiming Social Security at Age 62 vs 70? Ignoring These Factors is a Huge Mistake!
In this video, Certified Financial Planner Joe Franklin breaks down the best Social Security claiming strategies for retirees and how the order of withdrawals from your retirement accounts can dramatically impact your lifetime income, taxes, and legacy. We cover: Taking Social Security at 62 vs 70 Why a hybrid Social Security strategy often works best […]
Working & Receiving Social Security: What Happens When They Eliminate This?
Social Security Update: Claiming Early and Still Working? Here’s What’s About to Change. It’s set to Significantly Impact those retiring BEFORE Age 67! #socialsecurityretirement #socialsecurityupdate #earlyretirement These New potential Social Security changes could dramatically impact retirees as the Senior Citizens Freedom to Work Act of 2026 proposes eliminating the earnings test. This Social Security update […]