Which Body Looks Healthier?
Are We Too Obsessed with Our Weight and Waistlines? All too often the media and even medical professionals tell us that thinner and lighter is better. As can be seen from the pictures above, most would agree this is not always the case. Many world class athletes regularly weigh in at levels considered moderately overweight […]
Hidden Costs, Expenses & Penalties
Just about every month I come across someone who claims that their investments don’t cost them anything or someone who doesn’t seem to understand all they are paying in internal expenses. All too often (in the case of those buying commission based products) they have been told that something they bought does not contain any […]
It’s Good to be the Banker
Even when Not Playing Monopoly Thinking more like a banker can provide us many benefits from a tax re-positioning perspective and a loaning vs borrowing / cash flow perspective. Not too long ago, I and a client were interviewed by a reporter at Forbes about the benefits of making serial conversions to Roth IRAs over […]
Which of the Four Are You?
All of us are innately wired to react certain ways when it comes to making investment decisions. Some of us are spenders while others are savers. Some are thrill seekers while others prefer to play it safe. Each of these personalities has good qualities and areas for improvement. We’ve found that being “self-aware” is the first step […]
Protecting Identity and Assets
A few years back one of our California clients experienced a data breach at their local bank and became increasingly concerned about making sure their assets were protected from potential identity thieves. These particular clients have English accents and it would be hard to impersonate one of them on the phone, but in any event […]
College Funding 101
Like many Tennessee residents, you may have found yourself doing a bit of shopping last weekend. Tennessee’s annual “Sales Tax Holiday” is a great time to load up on clothes, school supplies, and other necessities for the kids and grandkids. This annual event held during the last weekend in July signals the end of Summer […]
How Goldilocks Keeps the Bears at Bay
Our “Goldilocks” by the campfire. She’s not too worried about the bears. This past Fourth of July weekend, we enjoyed a dad’s and daughter’s camping trip at Fall Creek Falls. As Sydney is getting older it seems we have less opportunity for daddy, daughter time, so I jumped at the chance to spend the weekend […]
Is There Nothing to Fear?
My children finished out their last days of school this week. Sydney will be heading off to middle school after the summer and all three of them are thinking much more about what fun they will have over vacation than anything else. The month of May usually starts off a summer period in the markets […]
It’s Time to Talk About Aging
We are all, inexorably, marching toward old age. By 2030, 72 million Americans will be age 65 or older.1 The good news is longevity has been improving, and people are remaining healthy and vibrant at older ages. The bad news is cultural perceptions of ‘old’ people have not kept pace. A 2016 analysis by the World Health […]
Lessons from Jack Nicklaus
A few weeks back, Jennifer and I took our kids to Boca Raton for spring break. This break just happened to coincide with an LPL Financial trip rewarding its top ten percent of financial advisors and it was the kids first trip of this kind since Sydney and Jack were little. I enjoyed getting to […]